Matthew 25:24

The servant, however, who refused to work with his talent, returns to his master with words of excuse, saying: "Lord, I know that you are a hard man, reaping where you did not sow, and gathering where you did not scatter; and being afraid, I went away and hid your talent in the ground; behold, you have what is yours." It should be noted that the useless servant calls his master hard, yet pretends not to serve him for gain, and says he was afraid to spend the talent for profit, when he should have feared only this: that he might return it to his master without profit. For there are many within the holy Church, whose image this servant represents, who fear to undertake the ways of a better life, and yet do not fear to lie in the sloth of their torpor; and when they consider themselves sinners, they tremble to seize upon the ways of holiness, yet do not dread remaining in their iniquities. Peter, while still placed in weakness, well represents the likeness of these when, upon seeing the miracle of the fish, he said: "Depart from me, Lord, for I am a sinful man." On the contrary, if you consider yourself a sinner, you ought not to repel the Lord from yourself. But those who refuse to grasp the ways of a better habit and the citadel of a more upright life because they perceive themselves to be weak, as it were both confess themselves sinners and repel the Lord, and flee from Him whom they ought to have sanctified in themselves; and as if having no counsel in their confusion, they die while fearing life.

(Hom. in Ev. ix. 3.) The servant who would not trade with his talent returns to his Lord with words of excuse.

(ubi sup.) But there are many within the Church of whom this servant is a type, who fear to set out on the path of a better life, and yet are not afraid to continue in carnal indolence; they esteem themselves sinners, and therefore tremble to take up the paths of holiness, but fearlessly remain in their own iniquities.

And he also that had received the one talent came and said. Here the judgment of the wicked servant is determined. And first the account is presented; secondly, the condemnation which he received, at and his lord answering said to him. He proposed a remarkable …

Such are the good servants; but the wicked and slothful servant justifies himself differently, in a manner befitting to him. For he calls his master "hard," as many today call their teachers "hard" or "exacting." It is indeed exacting to look for obedience from men, …

He never knew God, who thinks him a hard master. Reaping where thou hast not sown - That is, requiring more of us than thou hast given us power to perform. So does every obstinate sinner, in one kind or other, lay the blame of his own sins on God.

Note, It is common for people to make a very light matter of that which will be their condemnation in the great day. Or, if he was conscious to himself that it was his fault, it intimates how easily slothful servants will be convicted in the judgment; there will need no great search for proof, for their own tongues shall fall upon them.

Then he which had received the one talent came,....

That we may then be ready to receive from him our final sentence, and that it may be to eternal life; and this is shown in a more plain description of the process of the last judgment,

The one talent - The design of this part of the parable is to show that no one is excused for neglecting his duty because he has few talents. God will require of him only according to his ability, 1Co 4:2; Luk 12:48; 2Co 8:12. A hard man - Of a sordid, griping disposition; taking advantage of the poor, and oppressing them. Reaping ... - This is indicative of an avaricious and overbearing disposition; compelling the poor to sow for him, and reaping all the benefit himself.

The parable of the talents which we have now read is near akin to that of the ten virgins. Both direct our minds to the same important event: the second advent of Jesus Christ. Both bring before us the same persons: the members of the professing church of Christ. The virgins and the servants are one and the same people—but the same people regarded from a different point, and viewed on different sides. The practical lesson of each parable is the main point of difference: vigilance is the keynote of the first parable, diligence that of the second.

The parable of the talents which we have now read is near akin to that of the ten virgins. Both direct our minds to the same important event: the second advent of Jesus Christ. Both bring before us the same persons: the members of the professing church of Christ. The virgins and the servants are one and the same people—but the same people regarded from a different point, and viewed on different sides. The practical lesson of each parable is the main point of difference: vigilance is the keynote of the first parable, diligence that of the second. The story of the virgins calls on the church to watch; the story of the talents calls on the church to work. We learn in the first place from this parable that all professing Christians have received something from God. We are all God’s “servants”: we have all “talents” entrusted to our charge. The word “talents” is an expression that has been curiously turned aside from its original meaning. It is generally applied to none but people of remarkable ability or gifts: they are called “talented” people. Such a use of the expression is a mere modern invention. In the sense in which our Lord used the word in this parable, it applies to all baptized persons without distinction. We have all “talents” in God’s sight: we are all talented people. Anything whereby we may glorify God is a “talent.” Our gifts, our influence, our money, our knowledge, our health, our strength, our time, our senses, our reason, our intellect, our memory, our affections, our privileges as members of Christ’s church, our advantages as possessors of the Bible—all, all are talents. Whence came these things? What hand bestowed them? Why are we what we are? Why are we not the worms that crawl on the earth? There is only one answer to these questions: all that we have is a loan from God: we are God’s stewards; we are God’s debtors.