Matthew 25:3

The oil is the fruit of good works, the vessels are the human bodies in whose inward parts the treasure of a good conscience is to be laid up.

The virgins that have oil are they who, besides their faith, have the ornament of good works; they that have not oil, are they that seem to confess with like faith, but neglect the works of virtue.

Virgins have oil, who are adorned with faith and good works. Those who appear to confess the Lord with a similar faith do not have oil; but they neglect the works of virtue.

Those ten virgins, whom the Lord compared with the kingdom of heaven, were set up as an example for all virgins. They went out to meet the bridegroom and the bride. This means that they had received the grace of the Holy Spirit. They had …

These parables are like the former parable of the faithful servant, and of him that was ungrateful and devoured his Lord's goods. For there are four in all, in different ways admonishing us about the same things, I mean about diligence in almsgiving, and about helping our neighbor by all means which we are able to use, since it is not possible to be saved in another way. But there He speaks more generally of all assistance which should be rendered to one's neighbor; but as to the virgins, he speaketh particularly of mercifulness in alms, and more strongly than in the former parable. For there He punishes him that beats, and is drunken, and scatters and wastes his lord's goods, but here even him that doth not help, nor spends abundantly his goods upon the needy. For they had oil indeed, but not in abundance, wherefore also they are punished. But wherefore doth He set forth this parable in the person of the virgins, and doth not merely suppose any person whatever? Great things had He spoken of virginity, saying, "There are eunuchs, who have made themselves eunuchs for the kingdom of Heaven's sake;" and, "He that is able to receive, let him receive it." He knew also that the generality of men would have a great opinion of it. For indeed the work is by nature great, and is shown so by this, that neither under the old dispensation was it fulfilled by these ancient and holy men, nor under the new was it brought under the compulsion of the law. For He did not command this, but left it to the choice of his hearers. […]

But learn that if you do not give alms, though you may be a virgin, you will be cast out with the fornicators. It is only right that he who lacks compassion and mercy is cast out, even if he is a virgin. For a …

But the foolish virgins do not take oil with them, because they do not have glory within their conscience, since they seek it from the lips of their neighbors. But it should be noted that all have lamps, yet not all have oil, because often the reprobate display good works in themselves along with the elect, but only those come to the bridegroom with oil who seek glory inwardly for what they have done outwardly.

(Hom. in Ev. xii. 1.) It is to be observed, that all have lamps, but all have not oil.

They also differ as to exterior solicitude, because the five foolish, having taken their lamps, did not take oil with them. All of these wished to have their lamps burning, because he who is the light wills to be served with light; but light cannot …

The foolish took no oil with them - No more than kept them burning just for the present. None to supply their future want, to recruit their lamp's decay. A lamp and oil with it, is faith working by love.

They that were foolish took their lamps,....

They took lamps for a present show, but not oil for after use. This incogitancy is the ruin of many professors; all their care is to recommend themselves to their neighbours, whom they now converse with, not to approve themselves to Christ, whom they must hereafter appear before; as if any thing will serve, provide it will but serve for the present.

The chapter we have now begun is a continuation of our Lord’s prophetic discourse on the Mount of Olives. The time to which it refers is plain and unmistakable: from first to last, there is a continual reference to the second advent of Christ and the end of the world. The whole chapter contains three great divisions. In the first, our Lord uses his own second coming as an argument for watchfulness and heart-religion: this he does by the parable of the ten virgins.

The chapter we have now begun is a continuation of our Lord’s prophetic discourse on the Mount of Olives. The time to which it refers is plain and unmistakable: from first to last, there is a continual reference to the second advent of Christ and the end of the world. The whole chapter contains three great divisions. In the first, our Lord uses his own second coming as an argument for watchfulness and heart-religion: this he does by the parable of the ten virgins. In the second, he uses his own second coming as an argument for diligence and faithfulness: this he does by the parable of the talents. In the third, he winds up all by a description of the great day of judgment: a passage which for majesty and beauty stands unequalled in the New Testament. The parable of the ten virgins which we have now read contains lessons peculiarly solemn and awakening. We see for one thing that the second coming of Christ will find his church a mixed body, containing evil as well as good. The professing church is compared to “ten virgins who took their lamps and went forth to meet the bridegroom.” All of them had lamps, but only five had oil in their vessels to feed the flame; all of them professed to have one object in view, but five only were truly “wise,” and the rest were foolish. The visible church of Christ is just in the same condition: all its members are baptized in the name of Christ, but not all really hear his voice and follow him; all are called Christians, and profess to be of the Christian religion, but not all have the grace of the Spirit in their hearts, and really are what they profess to be. Our own eyes tell us that it is so now: the Lord Jesus tells us that it will be so when he comes again. Let us mark well this description. It is a humbling picture.