Psalms 112:5

Generosity, sound judgment in business, and confidence in God, form a character which preserves from fear of evil and ensures success against enemies. While a man thus truly pious is liberal, he increases in substance.

A good man sheweth favour, and lendeth. Having passed beyond stern integrity into open handed benevolence he looks kindly upon all around him, and finding himself in circumstances which enable him to spare a little of his wealth he lends judiciously where a loan will be of permanent service. Providence has made him able to lend, and grace makes him willing to lend. He is not a borrower, for God has lifted him above that necessity; neither is he a hoarder, for his new nature saves him from that temptation; but he wisely uses the talents committed to him. He will guide his affairs with discretion. Those who neglect their worldly business must not plead religion as an excuse, for when a man is truly upright he exercises great care in managing his accounts, in order that he may remain so. It is sometimes hard to distinguish between indiscretion and dishonesty; carelessness in business may become almost as great an evil to others as actual knavery; a good man should not only be upright, but he should be so discreet that no one may have the slightest reason to suspect him of being otherwise. When the righteous man lends he exercises prudence, not risking his all, for fear he should not be able to lend again, and not lending so very little that the loan is of no service. He drives his affairs, and does not allow them to drive him; his accounts are straight and clear, his plans are wisely laid, and his modes of operation carefully selected. He is prudent, thrifty, economical, sensible, judicious, discreet. Men call him a fool for his religion, but they do not find him so when they come to deal with him. "The beginning of wisdom" has made him wise, the guidance of heaven has taught him to guide his affairs, and with half an eye one can see that he is a man of sound sense. Such persons greatly commend godliness.

A good man showeth favor - He has the means to show favor to others, or to promote their welfare, and he is disposed to do this. It is the characteristic of a good man - of a heart that is truly pious - to do good to others; to promote their welfare here, and to assist them in their endeavor to secure happiness in the world to come. And lendeth - The original word here - לוה lâvâh - means to join oneself to anyone; to cleave to him; then, to form the union which is constituted between debtor and creditor, borrower and lender. Here it is used in the latter sense, and it means that a good man will accommodate another - a neighbor - with money, or with articles to be used temporarily and returned again. A man who always “borrows” is not a desirable neighbor; but a man who never lends - who is never willing to accommodate - is a neighbor that no one would wish to live near - a crooked, perverse, bad man. True religion will always dispose a man to do acts of kindness in any and every way possible. He will guide his affairs - The word used here means literally to hold, contain; to hold up, or sustain; to nourish, to furnish the means of living. Gen 45:11; Gen 47:12; Gen 50:21. Here it means that he would uphold or manage his business. With discretion - Margin, “judgment;” so the Hebrew. He would do it prudently, sensibly, economically, wisely. This is, or should be, one of the characteristics of a good man. Religion prompts to this; religion will aid a man in doing this; religion will tend to check everything of a contrary nature. A man who neglects his “affairs,” who pays no attention to his business, who is indifferent whether he is successful or fails, is a man who gives “just so evidence” that he is a stranger to true religion.